Rent vs. Buy

June 14, 2019

Renting or Owning, What Is Better for You?

¬Renting or Owning, What Is Better for You? | Simplifying The Market

In a real estate market where home prices are rising, many have begun to reexamine the idea of buying a home, choosing instead, to rent for a while. But often, there is a dilemma: should you keep paying rent, knowing that rent is rising too, or should you lock in ...

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June 6, 2019

The Feeling You Get from Owning Your Home

The Feeling You Get from Owning Your Home | Simplifying The Market

We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones.

 

No matter what shape or size your living space is, the concept and feeling of home can mean different things to ...

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June 6, 2019

How Homeownership Delivers Unsurpassed Family Wealth

How Homeownership Delivers Unsurpassed Family Wealth | Simplifying The Market

There are many financial benefits to homeownership, but probably none more important than its ability to create family wealth.

 

How Housing Matters is a joint project of the Urban Land Institute and the MacArthur Foundation. It is an online resource for research and information on how homeownership contributes to ...

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June 6, 2019

4 Reasons to Buy A Home This Summer

Here are four reasons to consider buying today instead of waiting.

 

1. Prices Will Continue to Rise

CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 3.7% over the last 12 months. The same report predicts that prices will continue to increase at ...

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May 16, 2019

New Research Shows Housing Is Affordable For First-Time Buyers

New Research Shows Housing Is Affordable For First-Time Buyers | Simplifying The Market

Home prices have been on the rise for the last seven years, leading many housing market analysts to conclude that first-time homebuyers are being shut out of the market due to affordability concerns.

 

The National Association of Realtors (NAR) reports on the percentage of First-Time Home Buyers (FTHB) on ...

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May 7, 2019

The Cost of Renting vs. Buying This Spring [INFOGRAPHIC]

The Cost of Renting vs. Buying This Spring [INFOGRAPHIC] | Simplifying The Market

  • Some Highlights:
  • Historically, the choice between renting or buying a home has been a tough decision.
  • Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice becomes obvious.
  • Every market is different ...
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April 14, 2019

Slaying the Largest Homebuying Myths Today [INFOGRAPHIC]

Slaying the Largest Homebuying Myths Today [INFOGRAPHIC] | Simplifying the Market

Some Highlights:

  • The average down payment for first-time homebuyers is only 6%!
  • Mortgage interest rates have been on the decline since November! Hop in now to lock in a low rate!
  • 88% of property managers raised their rents in the last 12 months!
  • The average credit score on approved loans ...
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April 11, 2019

Home Buyer Demand Will Be Strong for Years to Come

Home Buyer Demand Will Be Strong for Years to Come | Simplifying The Market

There has been a lot written about millennials and their preference to live in city centers above their favorite pizza place. Some have even gone so far as to say that millennials are a “Renter-Generation”.

 

And while this might be true for some millennials, more and more research has ...

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March 15, 2019

Homeownership is a Cornerstone of the American Dream

Homeownership is a Cornerstone of the American Dream | Simplifying The Market

“The rumors of my death are greatly exaggerated.”

 

The famous quote attributed to Mark Twain can apply to homeownership in the United States today. During the housing bubble of the last decade, the homeownership rate soared to over sixty-nine percent. After the crash, that percentage continued to fall ...

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March 4, 2019

How Can I Increase My Family’s Net Worth?

How Can I Increase My Family’s Net Worth? | Simplifying The Market

Every three years, the Federal Reserve conducts their Survey of Consumer Finances. Data is collected across all economic and social groups. The latest survey data covers 2013-2016.

 

The study revealed that the median net worth of a homeowner is $231,400 – a 15% increase since 2013. At the ...

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